Services

Securcharge is a payment processing consultancy that specializes in helping high volume merchants to establish dedicated merchant facilities with one or several of our domestic or offshore banks. This is achieved by leveraging our partner network of over 20 acquiring banks and service providers from across 6 Visa regions. Our directors have over ten years of experience in the payment processing field, and we are confident that we will be able to locate and implement the solution that is most closely aligned to your individual commercial needs.

High Volume Merchant Account

Acquiring solid high volume merchant accounts is something that tends to puzzle even the most intelligent of business operators. It is however of vital importance and can create enormous issues for your business if not organized correctly. If you are a merchant with a high volume of turnover, you will of course have first hand knowledge about how difficult it can be to secure an acceptable high volume merchant account. When you accept payments with the wrong type of merchant account, your business can end up experiencing exorbitant rates, loss of sales, or no sales at all should the bank pull the plug. Putting aside the notion that high volume usually means high profits, the banks will nevertheless see you as high risk due to the fact that they are liabile for any chargebacks should your business fail; and due to your high volume, this libility is increased accordingly. In order to accept payments you will have to locate an acquiring bank or processor that is comfortable to handle your business.

How can Securcharge assist you with a High Volume Merchant Account?

Securcharge is a payment processing consultancy that specializes in helping high volume merchants to establish dedicated merchant facilities with one or several of our domestic or offshore banks. This is achieved by leveraging our partner network of over 20 acquiring banks and service providers from across 6 Visa regions. Our directors have over ten years of experience in the payment processing field, and we are confident that we will be able to locate and implement the solution that is most closely aligned to your individual commercial needs.

How we operate?

Prior to setting you up with one of our partner banks, we first use our proprietary bank management system so that we can make an educated judgement about which of our partner banks are most likely to work with your business. We send you a list of available solutions along with approximate rates and fees for each, and upon your approval, gather documents to submit to the bank for pre-application. Depending on the risk profile of your business, you may be required to provide additional information.

Fees and charges

A high volume internet merchant account provider will typically charge rates that are more competitive that low volume merchant can secure. Rates start at 2.75%, and can move up depending on the risk associated with your business. When the time comes to set your processing rates, the bank’s merchant aquiring department will study a number of factors including but not limited to your location, processing history, credit rating, processing volume, average and maximum sale amounts and of course your merchant category. So that we can provide you with the best deal possible, we ask one thing: help us to help you! The more information that you can provide to us, the more likely we are to secure favorable processing terms, therefore creating long-term cost-savings for your business.

Why choose Securcharge?

The reason that we excel is because our service stands above the rest, and we offer superior high volume credit card processing for your business. We regularly work with a range of merchants who have had problems with their payment providers in the past, and we thoroughly enjoy providing them with service that is more friendly and efficient. We’ve helped a multitude of clients to start processing, so why not talk to us today and see what we can do for you! For your free, no-obligation quote, please complete the form on the left, and one of our specialists will contact you within 24 hours.

International Merchant Accounts

There are several reasons why your business may need an international merchant account. Perhaps your local bank isn’t willing to help. Perhaps you operate through an offshore structure. Perhaps you want to allow your overseas customers the opportunity to pay in their own currency. International merchant accounts are available for your business here at Securcharge. Setting up the correct facilities to accept international credit cards should be considered a central issue that can cause your business to suffer if not properly attended to. Along with other merchants, you will already understand that finding a global merchant account can be very difficult. Without an acceptable payment processing solution, your business can end up experiencing exorbitant rates, loss of sales, or no sales at all should your acquiring bank not offer your required currencies. Regardless of the fact that your business may be very profitable, many acquiring banks tend to take a conservative approach when issuing merchant accounts in order to minimize their own exposure, and it will be up to you to locate a specialized bank or processor who can offer services that you may not find at your local bank.

Get an International Merchant Account with Securcharge!

Securcharge is an international merchant account provider that specializes in helping businesses like yours to secure payment processing services through an acquiring bank. We are able to do this by leveraging our network of over 20 banks and processors from around the globe. Our directors have over a decade of experience in the payment processing field, and we are confident that we will be able to locate and implement the solution that is most closely aligned to your individual commercial needs.

How it works

Prior to setting you up with one of our international payment processors, we look at a number of aspects of your business to locate the banking institutions that we believe are most closely aligned to your objectives. We present you with a list of available solutions along with approximate rates and fees for each, and after you have nominated your preference, gather information from you to submit for pre-approval. The type of documentation required will vary depending on which solution is deemed to best suit your business.

Fees and charges

International credit card processing will vary in cost depending on your risk profile. Rates typically start at 3.5% for low-risk, and can reach up to 9.5% for very high risk such as adult websites. International merchants processing high volumes may qualify for lower rates. In order to set your processing rates, the bank’s risk department will study a number of factors including your processing history, credit rating, volume, average and high sale prices, location, merchant category and others. In order to secure the best possible rate for your business, we make one request: help us to help you! The more information about your business and background that you can provide to us, the more likely we are to uncover the best possible rates, and ultimately improve your bottom line.

Securcharge for Global Merchant Accounts

Quite simply, we strive to offer industry-best service and the very best international online merchant account options for your business. We regularly work with a range of merchants who have had bad experiences with other providers, and we gain great satisfaction from providing them with fast, efficient and friendly service. We’ve helped many hundreds of clients to accept payments via an international internet merchant account, so do yourself a favor and contact us today to discover what options we have for your business! For your free, no-obligation quote, please complete the form on the left, and one of our specialists will contact you within 24 hours.

Offshore Merchant Accounts

If you operate an offshore business structure or are simply having difficulty finding merchant facilities locally, an offshore merchant account is something that you should seriously consider. Sourcing and maintaining merchant facilities at your local bank can sometimes seem almost impossible due to the strict conditions implemented. Our offshore acquiring banks tend to take a more realistic view, and are keen to earn your business and create a long term relationship.

Take the hassle out of locating an Offshore Merchant Account

Securcharge is a world-class consultancy that works with all kinds of businesses to obtain payment processing facilities via a range of acquiring banks in various offshore jurisdictions. We achieve this by leveraging our vast array of partner banks and service providers from across 6 Visa regions. Our people have over ten years of experience in securing offshore high risk merchant accounts, and have the expertise to provide you with the best possible service to help your business in meeting its payment processing objectives.

How we can help

In order to supply you with merchant facilities, we first use our proprietary bank management system so that we can make an educated judgement about which of our offshore merchant account providers best suit your individual requirements. We provide you with an indication of rates and fees for each option, and after you have nominated your preference, gather documents to submit to the bank for pre-application. The amount of information required will vary from bank to bank.

Fees and Charges

When looking for offshore merchant accounts, you should expect to pay rates that are slightly higher than domestic options. Rates typically start at around 3.5% for low risk businesses, but this may reduce if you are providing a high volume of processing. When they decide upon your processing rates and fees, the bank’s risk department will study a number of factors including your processing history, credit rating, volume, average and high sale prices, location, merchant category and others. In order to secure the best possible rate for your business, we make one request: help us to help you! The more information about your business and background that you can provide to us, the more likely we are to uncover the best possible offshore payment processing rates, and save your business money in the long term.

The Securcharge difference

The reason that we excel is because our service stands above the rest, and we offer a quality range of offshore credit card processing solutions for your business. We regularly work with clients who have had bad experiences with other providers, and we take a great deal of pride in providing them with fast, efficient and friendly service. We’ve worked with a multitude of businesses to secure an foreign merchant account, so why not talk to us today to find out how your business can benefit! For your free, no-obligation quote, please complete the form on the left, and one of our helpful staff will contact you within 24 hours.

Offshore High Risk Merchant Account

If you are an online business looking for a more confidential payment processing solution for your high risk business, you should consider an offshore high risk merchant account. These accounts are issued by acquiring banks in various offshore jurisdictions, and along with the increased level of privacy, they may also accept business that your local bank will refuse to deal with.
There are also potential tax benefits involved when using a merchant account in a low tax offshore jurisdiction.

Securcharge Provides Offshore High Risk Merchant Accounts

Securcharge is a payment processing company that serves offshore businesses to establish their own exclusive merchant facilities with a range of acquiring banks. This is achieved by leveraging our network of over 20 banks and processors from across 6 Visa regions. With over ten years of experience in assisting card-not-present merchants, our directors are experts, and we firmly believe that we will be able to provide your business with the solution that will best suit your individual requirements.

How we operate

Prior to connecting you with one of our acquiring banks, we go through a number of steps so that we have an understanding of which of our partner banks are most closely aligned to your objectives. We send you an indication of rates and fees for each option, and after you have nominated your preference, gather the required documents to send your pre-application to the bank. The type of documentation required will depend on the foreign merchant account that you have been matched with.

How much you pay

Offshore high risk merchant accounts will typically charge rates from 3.5% for low risk merchants and from 5.5% for high risk merchants. If your business processes a high volume, we may be able to secure lower rates. When the time comes to set your processing rates, the bank’s merchant services division will take into consideration a number of factors including your processing history, credit rating, volume, average and high sale prices, location, merchant category and others. So that we can provide you with the best deal possible, we ask one thing: help us to help you! The more information about your business and background that you can provide to us, the more likely we are to secure favorable processing terms, therefore creating long-term benefit for your business.
Securcharge – the offshore solution!

ACH Processing

Offering ACH (direct deposit) payments to your US customer base will greatly increase your online sales revenue. In 2008, US citizens made over 2.1 billion online ACH payments, accounting for an online payment industry worth almost US$1 trillion each year.
By offering ACH payments, your company gains an essential edge in the competitive online market and becomes accessible to millions of US citizens seeking alternative online payment options.
ACH payments are easy to make, secure, and ensure the validity of all transferred funds. With three to ten day settlement and full transaction tracking, diversifying your payments with ACH will expand your online market and provide additional revenue for your ecommerce business.
ACH (Automated Clearing House) Processing expands your market reach to millions of U.S. consumers who can’t pay with credit cards.

Why Accept Online Checks?

It’s a fact: 75 million U.S. consumers can’t or won’t use a credit card to make purchases online. Giving your customers the ACH check processing option makes solid financial sense, is simple to implement and will quickly add to your bottom line.

Secure, Fast Transaction Processing

For your customers, ACH payment is 100% secure and safe. Funds are withdrawn directly from their checking accounts, and with no lengthy delays for check clearance, payments process in real time.

Benefits of Accepting ACH Payments

Reduce Credit Card Processing Fees
Rigorous Fraud-Scrubbing Controls
Access Transaction Reports in Real Time
Safe, 128-bit SSL Encryption
Increase Customer Satisfaction
Same Day Notice on Returned Checks
Easy Setup Without Setup Fees
Seamless System Integration
Supports Recurring and Non-Recurring Payment
Process Payments from All U.S./Canadian Banks
Diversify payment options to attract more customers
Offer payment alternatives to customers without credit cards
Real time payment processing
Reduce risks associated with physical checks
Protect your credit rating
Reduce check-payment acceptance times
ACH processing reporting to identify payment errors sooner

How do ACH Payments Work?

The customer makes a request to send money to a merchant, and asks for authorization The merchant authorizes the request, and provides written, digital or verbal authorization of the payment (including ‘terms and conditions’ for the customer to accept)
The customer lodges their payment via the ACH (Automated Clearing House) network, which sends the money to the RDFI (Receiving Depository Financial Institution) for processing The merchant receives their funds and sends goods/service to the customer.
Contact us for more information on how your business can benefit from accepting ach payments.